请问这个奖学金包含学费吗

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ymeming
697
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原话是:We are pleased to offer you a fellowship that includes payment of tuition and fee, an annual twelve-month stipend $35000 for the 2019-2020 academic year,and single health insurance coverage through Student Health Insurance Plan.
请问35000是除去学杂费和保险之外。还是拿到了35000,还要用来交学费和保险的等?
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